Developer Finance Plnr

Privacy Policy

Effective Date: May 9, 2026
Last Updated: May 9, 2026

1. Who We Are

This privacy policy describes how Donnie Gillespie (“we,” “us,” “our”) handles information when you use the Developer Finance Plnr mobile application (the “App”).

Contact:
DeveloperFinancePlnr@Atomicmail.io

The Short Version

2. What We Don't Do

3. Information You Provide That Stays On Your Device

The App stores the following information locally on your phone using the operating system's secure storage:

All of the above:

4. Third-Party Services The App Communicates With

The App connects to the following public services to provide its features. We do not control these services. Your interaction with them is governed by their own privacy policies.

Service Purpose Information Sent
U.S. Census Bureau APICity population & autocompleteCity name, state code
U.S. Bureau of Labor StatisticsState unemployment rateState FIPS code
FBI Crime Data APIState violent crime statsState code
FRED (Federal Reserve)Mortgage rates, Treasury yieldsNone — public data feed
Yahoo FinanceReal estate stock pricesTicker symbol
Zippopotam.usZIP → city/state lookup5-digit ZIP code
NETROnlineCounty records portal (link only)None
GitHub raw contentAnnual data refresh JSONNone
Anthropic Claude API (optional)AI rehab/wholesale Q&AYour chat messages + your API key
RentCast API (optional)Property records, AVM, compsProperty address + your API key
Zillow / Redfin / Google SearchProperty lookup (opens external browser)Address you enter (sent only when you tap the button)

Anthropic-specific note: if you opt into the Helper bot, your messages and Anthropic API key are transmitted directly from your device to Anthropic's servers. We do not see, store, or relay your messages or key. See Anthropic's privacy policy at anthropic.com/legal/privacy.

RentCast-specific note: if you opt into Comp Pulls, your property addresses and RentCast API key are transmitted directly from your device to RentCast's servers. We do not see or store this data. See RentCast's privacy policy at rentcast.io.

5. Children's Privacy

The App is not directed at children under 13 and we do not knowingly collect any information from children. The App's content (real estate investing, contracts) is intended for adult users.

6. California (CCPA / CPRA) Notice

California residents have specific rights regarding personal information. Because we do not collect personal information, we do not sell or share personal information, and there is no personal information to access or delete on our servers (we have none). All data remains on your device. To delete data on your device, uninstall the App or use the "Wipe All App Data" option in Settings.

7. EU/UK Residents (GDPR)

We process no personal data within the meaning of GDPR. Local data on your device is fully under your control. The third-party APIs listed above are accessed by your device; their use is governed by each provider's own GDPR posture.

8. Data Security

Local data is protected by your device's operating system security (iOS Keychain / Android Keystore equivalents). We strongly recommend:

We cannot recover data lost from device failure, theft, or uninstall. There is no cloud backup of your saved deals or contracts unless and until cloud sync is added in a future version (you will be notified before such a feature is enabled).

9. App Permissions

The App requests the following permissions only when needed for specific features:

If a future version requires additional permissions, you will be asked at the time of the feature request and can decline.

10. In-App Purchases

This version of the App is free. If we add paid features in the future:

11. Affiliate Links

The "Investor Tools & Partners" section of the App contains affiliate links to third-party services (lenders, LLC formation, lead generation tools, insurance, CPAs). We may earn a commission if you sign up through these links. This does not affect your price. We only list services we'd recommend regardless of commission.

When you tap a partner link, you leave the App and visit the third party's website. Tracking on those sites (cookies, IDs, etc.) is governed by the third party's privacy policy, not ours. The App does not transmit any data about you to those sites — only the click itself, which is standard outbound web traffic.

12. Changes to This Policy

We may update this policy from time to time. The “Last Updated” date at the top reflects the most recent change. Material changes will be communicated via an in-app notice or release notes. Continued use of the App after changes constitutes acceptance.

13. Contact

Questions, concerns, or data requests:
DeveloperFinancePlnr@Atomicmail.io


Disclaimer (Not Legal Advice)

The App and its content (contract templates, glossaries, market scores, deal analyses) are provided for educational and informational purposes only. Nothing in the App constitutes legal, tax, accounting, or investment advice. Always consult a licensed real estate attorney, CPA, and/or financial advisor in your state before making investment or contractual decisions.